Senior Underwriting Technician

Become a Risk Architect at Indico Seguros

Indico Seguros, a solid reference in the insurance market in Mozambique, is strengthening its technical team with the hiring of 2 (two) Senior Underwriting Technicians (Senior Underwriter). This is not just a job opportunity, but an invitation to take on a strategic role in defining the risk profile and ensuring the financial health of one of the most dynamic insurers in the country.

We are looking for professionals who not only analyze numbers, but who understand the narrative behind them. Your day to day life will involve a powerful mix of deep technical analysis, trading and strategic vision. If you are looking for a challenge where your expertise has a tangible impact on business growth and product innovation, this is the job for you.

As a Senior Underwriting Technician, you will be the technical backbone of the operation, responsible for evaluating, structuring and pricing complex risks in order to optimize the company's return. Your work will ensure that each policy issued is aligned with established risk and profitability criteria, directly contributing to the sustainability and expansion of the portfolio.

Your Main Responsibilities and Impact

The role requires a dynamic balance between in-depth analysis and operational management. Your responsibilities will include, but are not limited to:

• Advanced Underwriting: Assess and underwrite complex risks, applying actuarial models and technical judgment to determine appropriate terms and conditions.
• Strategic Portfolio Management: Carry out continuous monitoring of the client portfolio, analyzing profitability indicators, claims trends and identifying opportunities for growth or optimization.
• Leadership in Reinsurance: Manage the entire cycle of reinsurance processes, both on a treaty and optional basis, negotiating with partners and ensuring the best coverage and quotation.
• Conversion Optimization: Exercising strict control over the quotation issuance flow, closely monitoring the conversion rate and implementing strategies to improve commercial efficiency.
• Relationship Strategic: Act as a technical focal point with brokers, clients and strategic partners, building and maintaining a relationship of trust based on competence and transparency.
• Compliance and Excellence: Ensure that all subscription processes and products are in full compliance with technical standards and the current regulatory framework, including ARP (Insurance Regulatory Authority) guidelines.
• Innovation and Improvement Continuous:Proactively suggest and implement improvements in processes, products and underwriting tools, leading the technical evolution of the area.

What We Are Looking For: The Ideal Profile

We value technical competence combined with a proactive and results-oriented mentality. The ideal candidate for this position is not just an analyst, but a risk strategist. We expect you to have:

• Solid Academic Training: Degree in Actuarial Sciences, Insurance, Economics, Statistics, Mathematics, Engineering or in a strongly analytical and quantitative area of training.
• Professional Certification: Certification in the insurance area, preferably Dip CII and/or ACII, as evidence of your commitment to excellence and development continuous professional.
• Proven Experience: Minimum of 5 years of professional experience directly in the area of underwriting or risk analysis, demonstrating a track record of informed technical decisions.
• High-Level Analytical Skills: Exceptional ability to analyze complex data, identify patterns and translate them into informed and sound commercial decisions.
• Communication and Influence:Ability to communicate technical concepts clearly and persuasively to different stakeholders, from experts to executive directors.
• Resilience and Focus: High technical rigor, with the ability to work under pressure and meet tight deadlines without compromising quality.
• Autonomy and Proactivity: Being an autonomous, disciplined and results-oriented professional, capable of managing your priorities effectively.
• Competitive Advantage: Fluency in the English language, essential for interacting with international reinsurance partners and analysis of technical documentation.

Why Apply to Indico Seguros?

When you join our team, you don't just take on a position. You gain access to a professional ecosystem where your growth is a priority. Indico Seguros offers an environment where innovation is encouraged and where talented professionals are rewarded for their dedication. This is your opportunity to contribute to a legacy in the Mozambican insurance sector.

The vacancy is based at our headquarters in Maputo, in a face-to-face work regime that fosters collaboration and team cohesion. We are hiring for 2 positions, reflecting our commitment to sustainable growth.

Application Procedure

Candidates who identify with this challenge and wish to be part of the future of insurance in Mozambique, must prepare and submit the following documentation:

• Cover letter and expression of interest, detailing their motivation and fit with the requested profile. Need help? Check out our guide to write an impactful application letter.
• Updated and detailed CV. If you haven't already optimized it, use our professional resume builder.
• Copies of relevant certificates (CII, etc.).

Deadline for applications: July 20, 2026.

To apply, send your complete documentation to the address electronic: [email protected].

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